FAQs

1. How can I get a mortgage for a second home?
2. Can I get a mortgage with 5% down?
3. How long does it take to be approved
   for a mortgage?
4. Which loan is best for first-time home
   buyers?

1. View All

If you’re looking to purchase a second home, you can finance the transaction with a conventional loan. It’s helpful to have a conversation about your down payment amount and interest rate, so reach out to us to learn more.

Yes, you can! Based on your financial and credit history, you will have a variety of options with a 5% down payment. Your loan expert can help you decide which home financing program will work best for you.

It will depend on your situation, but your initial approval can occur the same day you speak to a loan officer. Typically, the underwriting process will take a few weeks, which is when you’ll receive your final approval.

This depends on a few different factors, including your credit history, down payment amount, and other financial qualifications. Your best bet is to get in touch with a loan officer to go over your options together.