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VA Home Loans

It’s our privilege to provide Veteran Assistance loans to support home ownership for Veterans or active-duty military members.

What is a VA Loan?

VA loans are exclusively available to those who have served our country in the U.S. Armed Forces and they can be used to purchase a new home or refinance a current house. Eligible borrowers who are interested in a home loan with no down payment requirement and competitive mortgage rates often use a VA loan to finance their home. VA home loans are insured by the U.S. Department of Veterans Affairs and are provided by a private lender (like a mortgage company, credit union, or bank).

What are the Benefits of a VA Loan?

With no down payment requirement and no monthly mortgage insurance requirement, VA loans are a great option for many eligible home buyers. Depending on the situation, the VA Funding Fee could be financed into the loan as well.

A veteran father and his daughter

Qualifying for a VA Loan

Eligibility for VA loans is determined by the U.S. Department of Veterans Affairs. In order to qualify for a VA home loan, a borrower must be current active military (90 days minimum service), an honorably-discharged Veteran, a Reservist member (six years with an honorable discharge or 60-180 days of active duty), an eligible surviving spouse, or granted Veteran status through civilian employment.

Our company is not endorsed by, nor acting on behalf of or at the direction of the U.S. Department of Housing and Urban Development, Federal Housing Administration, U.S. Department of Agriculture, Veterans Administration or the Federal Government.